BUSINESS INSURANCE  |  Business insurance can be intimidating. How to select the right plans for your business can seem even more confusing. Luckily, at Ryan & Ryan Insurance our expert licensed brokers will make this process pain free.

GROUP HEALTH INSURANCE  |  Offering group health insurance benefits to your employees positions your company to draw and retain top candidates in the job market. Prospective employees want and need health coverage and make it a priority when choosing an employer.

GROUP LIFE INSURANCE  |  Did you know adding group life insurance to your employees’ benefits package can be economical and easy. Whether you have two employees or 200, we can help design a life insurance program for your business.

WORKERS COMPENSATION  |  Provides coverage for employees injured in the workplace or in the course of their employment. It pays for medical bills and lost wages as required by state law. The policy also provides Employers’ liability insurance for any related suits as permitted under state law.

NEW YORK STATE DISABILITY  |  Provides temporary cash benefits for eligible wage earners when disabled by an OFF THE JOB illness or injury, and for disabilities arising from pregnancies. Employers with one or more employees are subject to the provisions of the New York State Disability Benefits Law and may comply by purchasing an insurance policy or by applying for approval as a self-insurer.

PROPERTY, LIABILITY, COMMERCIAL VEHICLE INSURANCE  |  Protects yourself and your business's assets in addition to protecting your employees. Accidents happen, let’s make sure you’re covered.

We offer special lines of commercial insurance including:

    • Business Auto  |  Liability, collision, and comprehensive coverage.
    • Contractors Program  |  Coverage for employee tools, contractors’ equipment, voluntary property damage, and installation and builders’ risk coverage.
    • Erie Garage Auto Policy  |  Insurance for all aspects of auto sales and service. This policy provides liability coverage for your work and physical damage coverage on your customers’ autos as well as your own.

    • Business Catastrophe Liability

    • Employment Practices Liability

    • Commercial and Contract Bonds

    • E&O (Errors and Omissions) Liability

At Ryan & Ryan Insurance we feature flexible plans for small to mid-size companies, tailored to meet the exact needs of your business. Plans that make sure all of your business insurance needs are met and that exceed employee expectations.

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